When thinking of exposure calculations in nCino, what concept is primarily associated?

The concept primarily associated with exposure calculations in nCino is Households. This is because exposure calculations often consider the combined financial profiles of various entities, and households serve as a fundamental unit for assessing the overall financial exposure of individuals within a family or associated group.

When evaluating exposure, understanding the collective financial status within a household allows for a more accurate assessment of risk and creditworthiness. Households encompass the relationships and shared financial responsibilities among members, providing a clearer picture of risk exposure associated with lending or investment decisions.

While contacts, individuals, and document management play important roles in customer relationship management and data organization, they do not directly align with the comprehensive assessment of financial exposure that households facilitate in the nCino platform. Households bring together individual financial data to effectively analyze overall exposure, making them a crucial element in this context.