What object is Spreads tied to in nCino?

Spreads in nCino are specifically tied to the Relationship object. This association is essential as it allows users to manage and analyze the financial data related to a particular account or entity effectively. By linking spreads to the Relationship object, financial institutions can streamline their processes, enhancing the visibility of credit analysis and financial documentation.

The Relationship object serves as the central hub for managing the information linked to clients, including loans, credits, and any financial activities that involve the clients' accounts. This connection ensures that all relevant financial data is contextually tied to the right clients, facilitating better decision-making and risk assessment.

Other options, while relevant in different contexts within nCino, do not directly relate to spreads in the same way. For instance, documents can be attached to a relationship, but they are not the primary focus of how spreads are utilized. Templates may help standardize processes but do not define the specific financial connections, and groups generally refer to collections of users or data but do not serve as the basis for financial analysis like spreads do. Thus, understanding the relationship between spreads and the Relationship object is crucial for leveraging nCino's capabilities effectively.